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4 4 reviews
Loan agency in Ashland, Kentucky

489 River Hill Dr, Ashland, KY 41101, USA
7 years in business
+1 (606) 325-8426
www.onemainfinancial.com
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the feedback of our customers.

Been doing business with the same people over 10 years!

Jaclyn Blanda Sr.

A phone call would have been nice as soon as she realized she needed that info.

Arden Gerhold

Great company, always courteous and prompt! 🏆🥇

Danny Conn

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Ashland, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Ashland, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

25% small loan cap

How will OneMain Financial help take out a loan in Ashland, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Ashland, New York. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Ashland, Kentucky

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Heights Finance Corporation

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+1 (606) 678-7521

www.heightsfinance.com

ATM (Huntington National Bank)

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+1 (859) 485-6611

www.huntington.com

Edward Jones - Financial Advisor: Chris Haney, AAMS®

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+1 (606) 759-1700

www.edwardjones.com

HSLC - Lexington Loan Production Office

444 E Main St #106, Lexington, KY 40507, USA

+1 (859) 484-7030

www.hslclexingtonky.com

Citizens Union Bank - Owenton Location

127 Thomas St, Owenton, KY 40359, USA

+1 (866) 633-4450

www.cubbank.com

Community Trust Bank

128 W Main St #1493, Richmond, KY 40475, USA

+1 (859) 623-2747

www.ctbi.com

Armed Forces Bank ATM

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+1 (888) 929-2265

www.afbank.com

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