Welcome to Our Online Loan Referral Service


2440 Winchester Ave, Ashland, KY 41101, USA
7 years in business
+1 (606) 325-9771

Feedback about Cash Emporium?

Here you read the reviews of our customers.

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Odessa Dooley

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Roman Mayer

100% sly service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Dr. General Becker

I issued a loan from Cash Emporium 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Davin Hirthe MD

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Ms. Billie Mueller

I issued $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.

Zoie Fahey

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Ashland, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Ashland, New York are taken out problem-free. The interest percentage is dependent on the borrower's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Cash Emporium help take out a loan in Ashland, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Ashland, ny will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Ashland, Kentucky

Checks Etc

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+1 (270) 843-4435

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Edward Jones - Financial Advisor: Jesse Webb

2100 N Main St, Madisonville, KY 42431, USA

+1 (270) 584-9051

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People's Security Finance

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+1 (270) 881-1122

Peoples Jewelry & Pawn Shop FFL Dealer

110 N Public Square, Greensburg, KY 42743, USA

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Central Bank & Trust Co.

100 W Main St, Georgetown, KY 40324, USA

+1 (502) 570-2280

www.centralbank.com

OneMain Financial

10304 Shelbyville Rd, Louisville, KY 40223, USA

+1 (502) 254-1620

www.onemainfinancial.com

Independence Bank

1100 Barret Blvd, Henderson, KY 42420, USA

+1 (270) 869-0505

www.1776bank.com

Advance Auto Parts

1406 N Dixie Hwy, Elizabethtown, KY 42701, USA

+1 (270) 765-1833

stores.advanceautoparts.com

World Finance

379 Diederich Blvd, Ashland, KY 41101, USA

+1 (606) 327-5551

www.loansbyworld.com

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