Welcome to Our Online Loan Referral Service

4.3 27 reviews

1300 Central Ave, Ashland, KY 41101, USA
+1 (800) 245-8112
www.ashlandcu.org
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
Closed

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What people think about Ashland Credit Union?

Below you read some of the opinions of our customers.

Great customer service and are fast at helping with any issues you may have. Definitely recommend this company for loans etc.

Sarina Carter PhD

Great place to have your loans and savings with. Martha is fantastic and really helps in every situation.Rates are good but I wish they did mortgage loans so I could have …

Meredith Schmidt

Excellent service and staff.

Abdiel Keebler

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Ashland, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Ashland, New York. The interest rate will be set specifically for each applicant and will depend on the personal data the person entered.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Ashland, Kentucky

Commercial Bank of Grayson

208 E Main St, Grayson, KY 41143, USA

+1 (606) 474-7811

www.cbgrayson.com

World Finance

219 Letton Dr, Paris, KY 40361, USA

+1 (859) 987-9970

www.loansbyworld.com

Limestone Bank

1836 N Main St, Beaver Dam, KY 42320, USA

+1 (877) 369-2265

www.limestonebank.com

Walmart Money Center

2345 Happy Valley Rd, Glasgow, KY 42141, USA

www.walmart.com

Hancock Bank and Trust Company

102 W Main St, Cloverport, KY 40111, USA

+1 (270) 788-3749

www.hancockbankonline.com

Meade County Bank

4800 Flaherty Rd, Vine Grove, KY 40175, USA

+1 (270) 828-2265

www.meadecountybank.com

U.S. Bank Branch

1176 US-68, Maysville, KY 41056, USA

+1 (606) 564-0680

locations.usbank.com

Heritage Bank ATM

2800 Bullittsburg Church Rd, Petersburg, KY 41080, USA

www.heritagebank-ky.com

United Cumberland Bank

3995 US-27, Pine Knot, KY 42635, USA

+1 (606) 354-2231

www.unitedcumberland.com

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