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5 9 reviews
Loan agency in Bardstown, Kentucky

512 E Stephen Foster Ave # 103, Bardstown, KY 40004, USA
7 years in business
+1 (502) 331-0808
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

What people think about First South Credit?

Below you get acquainted with some of the opinions of our clients.

Great staff nice establishment excellent service

Jane Roob Sr.

Everyone treats you like family!

Kenyatta Gerlach

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Bardstown, Kentucky

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is simple and speedy to get approved for payday loans in Bardstown, Kentucky. The interest rate will be set specifically for each case and will depend on the personal details the applicant filled in.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Bardstown, Kentucky

Cash Emporium

2440 Winchester Ave, Ashland, KY 41101, USA

+1 (606) 325-9771

Edward Jones - Financial Advisor: Rob Smotherman, AAMS®

130 N 3rd St, Bardstown, KY 40004, USA

+1 (502) 350-4227

www.edwardjones.com

Cash Express

410 S Broadway St, Providence, KY 42450, USA

+1 (270) 667-9880

www.cashexpressllc.com

Cash Express

4065 N Mayo Trail, Pikeville, KY 41501, USA

+1 (606) 437-1622

www.cashexpressllc.com

WesBanco Bank

164 Fairfield Ave, Bellevue, KY 41073, USA

+1 (859) 491-5510

locations.wesbanco.com

Peoples Bank

900 Diederich Blvd, Russell, KY 41169, USA

+1 (606) 836-9000

locations.peoplesbancorp.com

MoneyGram

1869 N 25th St, Middlesboro, KY 40965, USA

+1 (606) 248-5117

locations.moneygram.com

Advance America

4319 Winston Ave, Covington, KY 41015, USA

+1 (859) 581-7344

www.advanceamerica.net

World Finance

120 Keen St, Burkesville, KY 42717, USA

+1 (270) 864-3741

www.loansbyworld.com

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