Welcome to Our Online Loan Referral Service

4.3 6 reviews

419 Chestnut St, Berea, KY 40403, USA
+1 (859) 986-6860
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM

Feedback about Peoples Bank and Trust Company?

Here you read the reviews of our customers.

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Dr. Darrick Jaskolski

For 6 months I have not been able to make the resource to transfer the information about the paying back of the loan for 2019.

Keith Barton

I borrowed $300 for several days. When the funds were returned, they applied a great fees, I had to pay almost $400.

Ms. Savannah Ankunding III

For 6 months I have not been able to make the resource to transfer the information about the paying off of the loan for 2019.

Prof. Missouri Labadie DVM

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Berea, West Virginia

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Berea, wv. They are taken out at individual interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Peoples Bank and Trust Company help issue a payday loan in Berea, West Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Berea, West Virginia. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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