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4.2 5 reviews

54 Hearin St, Clay, KY 42404, USA
+1 (270) 664-0032
www.ucbwest.com
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM

Domain Info

Created Date

2001-06-25

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

What people think about United Community Bank?

Below you find some of the opinions of our clients.

This lender is a scam. I will never use again. $30 goes towards loan and you keep $79 for interest.

Eldridge Schmidt

Applied for a loan second time. Got rejected! No suggestion for what reason! No clarification. Tricky company.

Guiseppe McKenzie

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Clay, New York

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Clay, New York. The APR will be set specifically for each case and will depend on the personal information the borrower entered.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Clay, Kentucky

FNB Bank, Inc.

1445 Lowes Dr, Murray, KY 42071, USA

+1 (270) 767-1240

growwithfnb.com

WesBanco Bank

100 United Dr, Versailles, KY 40383, USA

+1 (859) 873-3136

locations.wesbanco.com

Kustes Business Loans

1611 Pleasure Cove Dr, La Grange, KY 40031, USA

www.kustescapital.com

Republic Bank

5250 Dixie Hwy, Louisville, KY 40216, USA

+1 (502) 448-7000

www.republicbank.com

World Finance

3160 Parisa Dr Ste B & C, Paducah, KY 42003, USA

+1 (270) 443-6911

www.loansbyworld.com

WesBanco Bank

416 E Broadway, Brandenburg, KY 40108, USA

+1 (270) 422-2172

locations.wesbanco.com

Fortera Credit Union

3225 Lafayette Rd, Hopkinsville, KY 42240, USA

+1 (931) 431-6800

www.forteracu.com

U.S. Bank Branch

521 Lancaster Ave, Richmond, KY 40475, USA

+1 (859) 622-4033

U.S. Bank ATM - Southside

27989 US-119, South Williamson, KY 41503, USA

+1 (606) 237-8406

usbank.com

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