Welcome to Our Online Loan Referral Service

3.3 7 reviews

114 E Jackson St, Clinton, KY 42031, USA
+1 (270) 653-4301
www.fcbheartland.com
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–3PM

Domain Info

Created Date

2014-09-24

Mailing Address

KY, United States

Company Name

FIRST COMMUNITY BANK OF THE HEARTLAND

FIRST COMMUNITY BANK OF THE HEARTLAND

Contact Data

Feedback about First Community Bank?

Here you read the feedback of our customers.

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Mattie Leffler

Unsatisfied! Was refused to borrow $1,000. Only $400 was approved.

Mrs. Melissa Satterfield

Disappointed! Was refused to borrow $1,000. Only $400 was approved.

Jovanny Becker

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Deon Kling

Pay Attention

Above-specified info provides the details about a definite lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Clinton, New York

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Clinton, New York are issued problem-free. The interest rate is dependent on the client's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will First Community Bank help issue a payday loan in Clinton, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Clinton, ny consider this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on time and not only solve current issues, but enhance the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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