Welcome to Our Online Loan Referral Service

4.8 4 reviews

224 Public Square, Columbia, KY 42728, USA
+1 (270) 384-2361
www.firstandfarmers.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2003-12-31

Mailing Address

2020 S HIGHWAY 27, SOMERSET, KY, 42501-2926, United States

Company Name

First & Farmers National Bank

First & Farmers National Bank

Contact Data

[email protected]

+1.2703854004

Feedback about First & Farmers National Bank?

Here you grapple with the reviews of our clients.

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Ines Lesch V

I borrowed $300 for several days. When the funds were returned, they applied a huge fees, I had to pay almost $400.

Maureen Glover

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Jessyca Lindgren

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer support.

Dominic Padberg

High interest rate. When paying off a loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Ms. Sandra Connelly

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Columbia, Connecticut

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Columbia, Connecticut are issued easily. The interest rate is conditional on the client's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

12$ small loan cap

How will First & Farmers National Bank help take out a payday loan in Columbia, Connecticut?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Columbia, ct review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on a due date and not only solve current issues, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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First Financial Credit

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Regions Bank Drive-Thru

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Citizens Deposit Bank

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