Heritage Bank Payday Loans Review

3.7 3 reviews

Organization owner?

1911 Dixie Hwy, Fort Wright, KY 41011, USA

+1 (859) 344-9205

www.ourheritage.bank

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Heritage Bank?

Below you get acquainted with some of the testimonials of our clients.

Fast application. I only needed an ID and a bank account. Same day approval. The first time I was approved for $500 only. Hope the limit will increase next time. Interest rate is fair. Repaid the debt earlier than agreed. If necessary, the term can be also extended.

Filomena Zieme

The process was hassle-free, quick. No collateral needed. Thank you so much. Love their 24/7 customer support. No problems. Would use again.

Miss Euna Kozey

Important

The previous three items describe a definite lender. But below you can read common information about payday loans.

Payday Loans in Covington, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is hassle-free and speedy to get approved for payday loans in Covington, Pennsylvania. The interest rate will be set individually for each case and will depend on the personal information the client entered.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.