Pay Day USA Payday Loans Review - Elizabethtown, Kentucky

Loan agency in Elizabethtown, Kentucky

Organization owner?

924 N Mulberry St, Elizabethtown, KY 42701, USA

Thursday

10AM–6PM

Friday

9:30AM–6PM

Saturday

9:30AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

What people think about Pay Day USA?

Below you find some of the testimonials of our clients.

This company is a scam. I will never apply again. $30 goes towards loan and you keep $81 for interest.

Donavon Pagac

Seems a fake company. They ask for too many sensitive details. I think it’s risky to distribute such details [online|on the Internet. You’d better find another website.

Zella Stokes

Wasted too much efforts with this lender. They charge sky high rates! Unhappy

Quinn Waters PhD

The site does not work so I can not apply for the money…

Marilie Oberbrunner

Sky-high interest rate. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady on the phone was very impolite. Not happy. Better consider another loan provider.

Burnice Streich

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Elizabethtown, New York

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Elizabethtown, New York. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are convinced that you can afford payments punctually.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.