What people think about Pay Day USA?
Below you find some of the testimonials of our clients.
This company is a scam. I will never apply again. $30 goes towards loan and you keep $81 for interest.
Donavon Pagac
Seems a fake company. They ask for too many sensitive details. I think it’s risky to distribute such details [online|on the Internet. You’d better find another website.
Zella Stokes
Wasted too much efforts with this lender. They charge sky high rates! Unhappy
Quinn Waters PhD
The site does not work so I can not apply for the money…
Marilie Oberbrunner
Sky-high interest rate. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady on the phone was very impolite. Not happy. Better consider another loan provider.
Burnice Streich
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Elizabethtown, New York
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Elizabethtown, New York. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few things.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are convinced that you can afford payments punctually.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Elizabethtown, Kentucky
Peoples Bank
262 Cassidy Blvd, Pikeville, KY 41501, USA
+1 (606) 437-1619
locations.peoplesbancorp.com
First Financial Credit
295 Campbellsville Bypass Ste. 2, Campbellsville, KY 42718, USA
+1 (270) 789-6818
www.ffcredit.com
Members Heritage Credit Union
3202 Custer Dr, Lexington, KY 40517, USA
+1 (859) 259-3466
www.membersheritage.org
Farm Credit Mid-America
115 Commerce Dr, Russellville, KY 42276, USA
+1 (270) 726-2011
e-farmcredit.com
