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3 2 reviews

602 S Ft Thomas Ave, Fort Thomas, KY 41075, USA
+1 (859) 442-8900
www.heartland.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
Closed
Wednesday
Closed
Thursday
Closed
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Heartland Bank?

Below you get acquainted with some of the reviews of our customers.

I contacted Heartland Bank for a loan. Everything was done very fast. Had the funds in my account the next evening. Employees are very nice. Best experience!

Ms. Margarita Buckridge IV

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it early. Love this company for their reasonable rates. Other lenders in my area charge sky high interest!

Demarco Ortiz

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Fort Thomas, Kentucky

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Fort Thomas, Kentucky is are simple to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

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