Welcome to Our Online Loan Referral Service


1000 Elm St, Fulton, KY 42041, USA
+1 (270) 472-1190
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM

Feedback about People's Choice Credit Union?

Here you see the feedback of our clients.

Very enjoyable experience especially for a tax office!!

Terrance Leuschke

He answered my questions quickly and efficiently.

Rosalind Corkery

She was very professional & did it in a timely manner.

Kristopher Boyle

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Fulton, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Fulton, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

25% small loan cap

How will People's Choice Credit Union help issue a payday loan in Fulton, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Fulton, ny review this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only handle current difficulties, but enhance the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Fulton, Kentucky

U.S. Bank ATM - Kentucky Oaks Mall

3051 James Sanders Blvd, Paducah, KY 42001, USA

+1 (800) 872-2657

usbank.com

Easy Money Exchange

499 North Dr, Hopkinsville, KY 42240, USA

+1 (270) 886-1870

easymoneystores.com

Commercial Bank

603 Knox St, Barbourville, KY 40906, USA

+1 (606) 546-3174

www.cbtn.com

U.S. Bank Branch

4159 Fort Campbell Blvd, Hopkinsville, KY 42240, USA

+1 (270) 885-5101

locations.usbank.com

Cash America Pawn

1019 Skyline Dr, Hopkinsville, KY 42240, USA

+1 (270) 885-6000

www.cashamerica.com

PNC Bank

5523 New Cut Rd, Louisville, KY 40214, USA

+1 (502) 581-7734

apps.pnc.com

Community Trust Bank

427 Versailles Rd, Frankfort, KY 40601, USA

+1 (502) 848-0913

www.ctbi.com

Regions Bank

2990 Lone Oak Rd, Paducah, KY 42003, USA

+1 (270) 441-1258

www.regions.com

Check Advance - Closed

1203 Skyline Dr, Hopkinsville, KY 42240, USA

+1 (270) 885-4585

www.checkadvanceservices.com

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