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5 reviews
Loan agency in Harlan, Kentucky

2374 US-421, Harlan, KY 40831, USA
+1 (606) 574-0079
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Feedback about Cardinal Financial Services Inc?

Here you see the feedback of our customers.

I'm very blessed to know Donna and her staff.

Rosemarie Dicki

Donna and Misty and Chris have always treated me like family.

Ms. Nella Dooley

Great customer service!

Yvonne Legros

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Harlan, Kentucky

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and fast to take out loans in Harlan, Kentucky. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Cardinal Financial Services Inc help take out a payday loan in Harlan, Kentucky?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Harlan, Kentucky. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Harlan, Kentucky

CheckSmart

5627 Outer Loop, Louisville, KY 40219, USA

+1 (502) 961-8554

www.ccfi.com

Cash Express

509 Humston Dr, Lawrenceburg, KY 40342, USA

+1 (502) 839-6141

www.cashexpressllc.com

Personal Finance Company

300 Mill St Suite 100, Leitchfield, KY 42754, USA

+1 (270) 287-9021

www.personalfinancecompany.com

Citizens Bank & Trust Co

1138 Main St, Jackson, KY 41339, USA

+1 (606) 666-7576

www.citizensbankjackson.com

Abound Credit Union

1452 Old State Rd, Brandenburg, KY 40108, USA

+1 (800) 285-5669

www.aboundcu.com

Kroger Money Services

1800 Declaration Dr, Independence, KY 41051, USA

+1 (859) 898-1600

moneyservices.kroger.com

World Finance

118 Marketplace Cir Ste E, Georgetown, KY 40324, USA

+1 (502) 863-0299

www.loansbyworld.com

Cash Advance Centers of KY

5014 Preston Hwy, Louisville, KY 40213, USA

+1 (502) 810-0316

Edward Jones - Financial Advisor: Frederick J Doll

118 Trade Park Dr Suite A, Somerset, KY 42503, USA

+1 (606) 677-2923

www.edwardjones.com

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