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Above-shown info provides the details about a exact lender. Below-defined info is oriented on common information about payday loans.
Payday Loans in Harlan, Kentucky
The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.
It is easy and fast to take out loans in Harlan, Kentucky. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most favorable terms and rates.
APR
460% APR*
Max Loan
$500
Min Term
Not Specified
Max Term
60 days
How will Cardinal Financial Services Inc help take out a payday loan in Harlan, Kentucky?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
Then submit an application to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Harlan, Kentucky. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in Harlan, Kentucky
First Financial Bank
104 S Chiles St, Harrodsburg, KY 40330, USA
+1 (859) 734-5452
www.bankatfirst.com
Peoples Bank
601 S Mayo Trail, Paintsville, KY 41240, USA
+1 (606) 789-3541
locations.peoplesbancorp.com
First Community Bank
114 E Jackson St, Clinton, KY 42031, USA
+1 (270) 653-4301
www.fcbheartland.com
