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4.8 20 reviews
Loan agency in Lexington, Kentucky

828 Lane Allen Rd Suite 160 Suite 160, Lexington, KY 40504, USA
+1 (859) 278-3000
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our clients.

Good service, but I wish the fees were a little lower.

Duncan Donnelly

Staff was very knowledgeable and helpful!

Bradly Bosco

Had a good experience and will be back if I ever need them again.

Richard Kautzer

The selection is great, the prices are fair, and the staff is super friendly!

Nikita Greenholt

Great price small, simple, crazy hous that plays tricks on your mind.

Oral Jones

Enjoyed the rock selection at this shop there were a lot of really nice pieces.

Kyle Franecki

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Lexington, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Lexington, New York are taken out problem-free. The interest percentage is conditional on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

25% small loan cap

How will Advance America help take out a loan in Lexington, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Lexington, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lexington, Kentucky

PNC Bank

2715 W Parrish Ave, Owensboro, KY 42301, USA

+1 (270) 686-3560

apps.pnc.com

Cash Express

4640 Dixie Hwy a, Louisville, KY 40216, USA

+1 (502) 447-6451

www.cashexpressllc.com

PNC Bank

365 Parkway Plaza, Barbourville, KY 40906, USA

+1 (606) 545-5006

apps.pnc.com

A+ Loans LLC

227 Parkway Plaza, Barbourville, KY 40906, USA

+1 (606) 546-2202

aplusloansandtaxes.com

Fast Payday Loans

1230 US-127 STE 1, Frankfort, KY 40601, USA

+1 (502) 875-1474

fastpaydayloansofkentuckyllc.com

First Kentucky Bank

223 S 6th St, Mayfield, KY 42066, USA

+1 (270) 247-1403

www.firstkentucky.com

Peoples Exchange Bank

901 Richmond Rd, Lexington, KY 40502, USA

+1 (859) 269-0235

www.pebank.com

Eagle Finance

625 Chestnut Dr Suite 105, Walton, KY 41094, USA

+1 (859) 485-3000

www.eagle.com

Community Trust Bank

970 Diederich Blvd, Russell, KY 41169, USA

+1 (606) 329-6680

www.ctbi.com

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