Welcome to Our Online Loan Referral Service

4.3 7 reviews

649 E New Circle Rd, Lexington, KY 40505, USA
+1 (859) 253-6343
www.centralbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Central Bank & Trust Co.?

Here you read the feedback of our clients.

High interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Mr. Faustino Ortiz

Sky-scraper interest rate. When paying off a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Emmett Hyatt

I contacted Central Bank & Trust Co. 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Connie Pouros

I contacted Central Bank & Trust Co. 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Hadley Keeling Jr.

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Lexington, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Lexington, New York are taken out problem-free. The interest percentage is dependent on the borrower's personal data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Central Bank & Trust Co. help issue a payday loan in Lexington, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lexington, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Lexington, Kentucky

Cash Express

1309 W Lexington Ave #1, Winchester, KY 40391, USA

+1 (859) 737-5949

www.cashexpressllc.com

Peoples Bank & Trust Co

350 Richmond St, Mt Vernon, KY 40456, USA

+1 (606) 256-2302

www.whitakerbank.com

Peoples Bank

838 N Lake Dr, Prestonsburg, KY 41653, USA

+1 (606) 886-4582

locations.peoplesbancorp.com

Independence Bank

308 US-41, Sebree, KY 42455, USA

+1 (270) 835-9900

www.1776bank.com

U.S. Bank Branch

1970 Cave Mill Rd, Bowling Green, KY 42104, USA

+1 (270) 783-7230

locations.usbank.com

WesBanco Bank

3098 Harrodsburg Rd, Lexington, KY 40503, USA

+1 (859) 223-0802

locations.wesbanco.com

U.S. Bank Branch

122 E Main St, Morehead, KY 40351, USA

+1 (606) 780-8300

locations.usbank.com

Key Credit Corporation

288 KY-44, Shepherdsville, KY 40165, USA

+1 (502) 921-9401

keyloanky.com

Heartland Bank

602 S Ft Thomas Ave, Fort Thomas, KY 41075, USA

+1 (859) 442-8900

www.heartland.bank

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