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4 2 reviews
Loan agency in Lexington, Kentucky

2901 Richmond Rd UNIT 120, Lexington, KY 40509, USA
+1 (859) 268-2121
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

Feedback about Check Exchange?

Here you see the feedback of our clients.

No matter how much asked for a loan. Constantly denied. No idea why?

Annabell King

Unsatisfied! Was denied to issue $1,000. Only $400 was approved.

Joey Kub

I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Paolo Hirthe

No matter how much asked for a loan. Constantly refused. No idea why?

Mary Schulist PhD

Pay Attention

Further there will be given the details about not a certain lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Lexington, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lexington, New York is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Check Exchange help take out a loan in Lexington, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lexington, New York. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Lexington, Kentucky

First Financial Bank - Mortgage: Michael Blackthorn

2652 N Bend Rd, Hebron, KY 41048, USA

+1 (859) 292-2705

www.bankatfirst.com

Cash Advance Centers of KY

136 Appalachian Plaza, South Williamson, KY 41503, USA

+1 (606) 237-7100

Ria Money Transfer

240 Wal-Mart Way, Maysville, KY 41056, USA

+1 (606) 759-5040

www.riamoneytransfer.com

Credit Bureau Systems

100 Fulton Ct, Paducah, KY 42001, USA

+1 (270) 744-9000

www.credit-bureau.com

Edward Jones - Financial Advisor: Chuck Sobieck

71 Imaging Drive, Somerset, KY 42503, USA

+1 (606) 678-0326

www.edwardjones.com

Jackson Co Bank

4455 Highway 3630 W, Annville, KY 40402, USA

+1 (606) 364-5121

jacksoncobank.com

First Financial Bank

6512 Bardstown Rd, Louisville, KY 40291, USA

+1 (502) 891-3599

www.bankatfirst.com

PNC Bank

11202 Preston Hwy, Louisville, KY 40229, USA

+1 (502) 581-7650

apps.pnc.com

Peoples Bank

12433 Main St, Martin, KY 41649, USA

peoplesbancorp.com

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