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2014-09-15
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Feedback about Kentucky Telco Federal Credit Union?
Here you read the feedback of our clients.
My husband and I have been banking with them for The past 8 years.
Mathilde Schiller
They are probably the hardest place to deal with and to do business with.
Dr. Bryon Wolff
Super friendly and helpful staff!
Dr. Therese Schinner
Pay Attention
Lending companies are described in the first three points. Below info defines general information about payday loans.
Payday Loans in Lexington, New York
Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Lexington, New York is issued easily and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be offered to you.
APR
25% small loan cap
How will Kentucky Telco Federal Credit Union help take out a loan in Lexington, New York?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling out an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lexington, New York. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.
APR Calculator
Other Payday Lenders in Lexington, Kentucky
Advance America
2480 U.S. Hwy. 41 North, Suite N Suite N, Henderson, KY 42420, USA
+1 (270) 826-7170
Lendmark Financial Services LLC
3921 N Mayo Trail, Pikeville, KY 41501, USA
+1 (606) 433-0227
www.lendmarkfinancial.com
