Welcome to Our Online Loan Referral Service

5 4 reviews
Loan agency in London, Kentucky

1108 S Main St, London, KY 40741, USA
+1 (606) 864-5626
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Feedback about Laurel Financial?

Here you see the feedback of our clients.

No matter how much submitted an application for a payday loan. Constantly denied. No idea why?

Dr. Guiseppe Daugherty

Disappointed! Was refused to borrow $1,000. Only $400 was approved.

Ms. Carolyn Rath

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Felicita Dickinson

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in London, West Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to take out payday loans in London, West Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

31% APR for loans up to $2,000

How will Laurel Financial help issue a payday loan in London, West Virginia?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in London, wv will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in London, Kentucky

First State Bank

41 W Main St, Inez, KY 41224, USA

+1 (606) 298-3511

www.fsb4me.com

Appalachian Financial Services Inc

1403 E Cumberland Ave, Middlesboro, KY 40965, USA

+1 (606) 248-6303

appalachian-financial-services-inc.business.site

World Finance

300 Sam Walton Dr Ste 1400, Somerset, KY 42501, USA

+1 (606) 678-8131

www.loansbyworld.com

Cash A Check

1406 Hustonville Rd, Danville, KY 40422, USA

+1 (859) 236-9796

www.cashacheckky.com

Community Trust Bank

470 North Mayo Trail d, Paintsville, KY 41240, USA

+1 (606) 788-9934

www.ctbi.com

Fast Cash Pawn Shop

1428 Hwy 25, Williamsburg, KY 40769, USA

+1 (606) 539-0235

U.S. Bank Branch

1622 Midland Trail, Shelbyville, KY 40065, USA

+1 (502) 633-6160

locations.usbank.com

Old National Bank

123 W 4th St, Owensboro, KY 42303, USA

+1 (270) 686-3070

www.oldnational.com

US Bank ATM

129 Morton St, Mortons Gap, KY 42440, USA

locations.usbank.com

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