Welcome to Our Online Loan Referral Service


202 E Main St, Louisa, KY 41230, USA
+1 (606) 638-9461
www.fsb4me.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
9AM–12PM

Domain Info

Created Date

2007-12-19

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First State Bank?

Here you read the feedback of our clients.

Thanks to the team of First State Bank. Quick solution of the arisen problems, quick decision on the loan. I definitely recommend this company.

Dr. Austyn Fahey

The money are transferred to my bank account. I pay off through my account. The payment is efficient and quick. Pay on schedule and there will be no problems.

Stefan Hessel I

I suffered one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. First State Bank in Louisa seemed to me the most convenient.

Mrs. Alena Kuhlman I

Pay Attention

Above-shown info provides the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Louisa, Virginia

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

It is easy and fast to issue payday loans in Louisa, Virginia. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First State Bank help issue a payday loan in Louisa, Virginia?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Louisa, va will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Louisa, Kentucky

Cash Express

1309 W Lexington Ave #1, Winchester, KY 40391, USA

+1 (859) 737-5949

www.cashexpressllc.com

Community Trust Bank

570 Chestnut St, Harrodsburg, KY 40330, USA

+1 (859) 734-4354

www.ctbi.com

U.S. Bank Branch

2013 Lantern Ridge Dr, Richmond, KY 40475, USA

+1 (859) 624-3487

locations.usbank.com

Edward Jones - Financial Advisor: Nat Jordan

1002 Granite Dr Suite 2, Bardstown, KY 40004, USA

+1 (502) 350-1142

www.edwardjones.com

Community Trust Bank

1665 Combs Rd, Hazard, KY 41701, USA

+1 (606) 487-2160

www.ctbi.com

WesBanco Bank

100 Farmers Bank Square, Georgetown, KY 40324, USA

+1 (502) 867-2302

locations.wesbanco.com

MoneyGram

106 Kentucky Home Square, Bardstown, KY 40004, USA

+1 (502) 350-3310

locations.moneygram.com

Citizens National Bank - Trust/ Asset Management Dept.

101 N Maple St, Somerset, KY 42501, USA

+1 (606) 677-1892

www.cnbsomerset.com

Heritage Bank ATM

3018 2nd St, Petersburg, KY 41080, USA

www.heritagebank-ky.com

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