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3.3 10 reviews
Loan agency in Louisville, Kentucky

8230 Preston Hwy, Louisville, KY 40219, USA
+1 (502) 969-0026
www.ccfi.com
Friday
(Good Friday)
8AM–8PM
Hours might differ
Saturday
8AM–4PM
Sunday
(Easter)
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

What people think about CheckSmart?

Below you find some of the reviews of our customers.

I've only cashed checks here but they have payday advances and bill payments as well as many other services. During peak hours you might wait a few minutes but usually …

Dr. Lucas Mitchell Jr.

They have a personal ideology on how the funds should be allocated.

Sabina Hoppe II

Bad customer service

Dylan Dooley

Friendly staff usually upbeat.

Prof. Matt Gutkowski II

Important

The previous three items describe a specific lender. But below you can find general information about payday loans.

Payday Loans in Louisville, Georgia

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is hassle-free and fast to get accepted for payday loans in Louisville, Georgia. The interest rate will be set specifically for each consumer and will depend on the personal details the consumer entered.

APR

10% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Louisville, Kentucky

Heights Finance Corporation

3333 Irvin Cobb Dr, Paducah, KY 42003, USA

+1 (270) 442-0777

www.heightsfinance.com

Abound Credit Union

3795 E John Rowan Blvd, Bardstown, KY 40004, USA

+1 (800) 285-5669

www.aboundcu.com

Huntington Bank

11255 Paddock Dr, Walton, KY 41094, USA

+1 (859) 485-6611

www.huntington.com

Woodforest National Bank

2350 Grey Lag Way, Lexington, KY 40509, USA

+1 (859) 263-0510

www.woodforest.com

Dodge's Money Center

1204 W 7th St, Hopkinsville, KY 42240, USA

+1 (270) 707-0631

PNC Bank

365 Parkway Plaza, Barbourville, KY 40906, USA

+1 (606) 545-5006

apps.pnc.com

Franklin Bank & Trust Co

903 S Main St, Franklin, KY 42134, USA

+1 (270) 586-5433

www.fbtco.com

Lendmark Financial Services

183 US-127, Russell Springs, KY 42642, USA

www.lendmarkfinancial.com

First National Bank

2140 US-127, Russell Springs, KY 42642, USA

+1 (270) 866-4343

www.fnbrs.com

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