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5 reviews
Loan agency in Monticello, Kentucky

1215 N Main St #18, Monticello, KY 42633, USA
+1 (606) 348-9308
www.loansbyworld.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you grapple with the feedback of our customers.

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Junius Friesen

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Dayne Luettgen

No matter how much submitted an application for a cash advance. Constantly denied. No idea why?

Prof. Javier Ebert

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Dr. Maybell Graham

I took out cash advance from World Finance 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Tyra Auer MD

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Monticello, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out loans in Monticello, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will World Finance help take out a payday loan in Monticello, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Monticello, New York. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Monticello, Kentucky

Advance U Cash

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+1 (859) 746-2274

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U.S. Bank ATM - Bowling Green Northgate

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+1 (800) 872-2657

usbank.com

River Valley AgCredit

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+1 (270) 534-1219

www.rivervalleyagcredit.com

City National Bank

33 McKell Ln, South Shore, KY 41175, USA

+1 (606) 932-3185

www.bankatcity.com

Stock Yards Bank & Trust

2292 Bardstown Rd, Louisville, KY 40205, USA

+1 (502) 625-1050

www.syb.com

Edward Jones - Financial Advisor: Brandon C LaMond

1120 Island Ford Rd, Madisonville, KY 42431, USA

+1 (270) 245-2315

www.edwardjones.com

OneMain Financial

975 Hustonville Rd #15, Danville, KY 40422, USA

+1 (859) 236-5956

www.onemainfinancial.com

First Financial Credit Inc

640 University Shopping, Center Dr, Richmond, KY 40475, USA

+1 (859) 624-2149

www.ffcredit.com

Woodforest Bank

6711 Alexandria Pike, Alexandria, KY 41001, USA

+1 (859) 448-0612

www.woodforest.com

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