Welcome to Our Online Loan Referral Service


215 Young Ln, Mt Sterling, KY 40353, USA
+1 (859) 497-0337

What people think about Tom's Payday Express?

Below you read some of the reviews of our clients.

I needed $800 to buy a bag of my dream. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. Tom's Payday Express seemed the most legit financial institution in Mount Sterling.

Dr. Federico Baumbach II

Thank you Tom's Payday Express for assisting me when I needed money urgently to pay for business trip. I have applied through this company once and everything was smooth. This is the most credible lender with no hidden fees. Highly recommended!!!

Mrs. Dahlia Wilkinson IV

Good lender with reasonable rates. They money immediately, as I expected. I will use Tom's Payday Express again if I need temporary help.

Esteban Conn

Recently I experienced the most difficult situation in my life. I urgently needed $900 to pay for utility bills. This lender assisted me immediately. They were the only website that approved me for the required amount. I dealt with all my problems. I will 100% recommend this website to my friends. Best service in my life.

Santiago Stracke

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Mount Sterling, Kentucky

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial issues in Mount Sterling , Kentucky because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other aspects. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Mount Sterling, Kentucky

Mariner Finance

1701 Highway 121 Bypass N, A, Murray, KY 42071, USA

+1 (270) 767-0382

www.marinerfinance.com

U.S. Bank Branch

415 N Lake Dr, Prestonsburg, KY 41653, USA

+1 (606) 886-2924

locations.usbank.com

Citizens Bank & Trust Co

720 KY-15, Jackson, KY 41339, USA

+1 (606) 666-7575

citizensbankjackson.com

City National Bank

45 KY-321, Paintsville, KY 41240, USA

+1 (606) 788-4971

www.bankatcity.com

U.S. Bank ATM - Hebron

2121 N Bend Rd, Hebron, KY 41048, USA

+1 (800) 872-2657

usbank.com

PNC Bank

365 Parkway Plaza, Barbourville, KY 40906, USA

+1 (606) 545-5006

apps.pnc.com

Central Financial Services of Ky, Inc.

226 Will Walker Ln, Columbia, KY 42728, USA

+1 (270) 385-9590

www.cfsofky.com

Signet Federal Credit Union

1600 Clark St, Paducah, KY 42003, USA

+1 (270) 443-5261

www.signetfcu.com

Kentucky Bank

1500 Flemingsburg Rd, Morehead, KY 40351, USA

+1 (606) 784-6973

www.kybank.com

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