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4.9 58 reviews
Loan agency in Murray, Kentucky

612 N 12th St, Murray, KY 42071, USA
20 years in business
+1 (270) 753-1455
www.advanceamerica.net
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–3PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

The staff is amazing they treat us like family

Verlie Cummings III

Awesome atmosphere and very friendly ladies that work here.

Raquel McGlynn

Wonderful place to go, and the people are nice!

Mr. Darius Osinski

Been going to this place for over 10 yrs awesome food and service!

Joshua Littel

Never received my fried shrimp, and chicken fried rice is just ok.

Ocie Osinski

First time visiting food was fastly served quantity was good people what's kind

Matilda Kuphal

Hands-down the easiest and best experience with a mortgage company.

Luigi Sauer

Don't waste your time won't return calls.

Kristina Rohan

Absolutley the best place we worked with thus far!

Craig Keeling

Great atmosphere and the people who work there are super friendly and helpful !

Jerome Kertzmann

Best place ever to get all you need for your home.

Dr. Madaline Deckow

Ben the manager and the inside workers have the best customer service skills.

Nya Borer

I just wish it had weekend hours.

Larue Russel

Getting information from employees is like pulling teeth.

Bessie Dicki

I would highly recommend this place they are very kind!

Baylee Heidenreich II

Great Service and environment very professional and Polite ...

Mr. Garett Balistreri DVM

Very pleasant atmosphere here just stopped by to get money orders

Ms. Nia Mante

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Murray, Kentucky

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Murray, Kentucky are issued hassle-free. The interest percentage is conditional on the client's person-related information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Advance America help take out a payday loan in Murray, Kentucky?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Murray, Kentucky. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Murray, Kentucky

Eagle Finance

104 Northgate Drive #2, Frankfort, KY 40601, USA

+1 (502) 352-2225

www.eagle.com

Commercial Bank of West Liberty

550 Main St, West Liberty, KY 41472, USA

+1 (606) 743-3195

www.commercialbankky.bank

RAC Acceptance

419 Market Square Dr, Maysville, KY 41056, USA

+1 (606) 759-5003

Personal Finance Co

409 Happy Valley Rd, Glasgow, KY 42141, USA

+1 (270) 629-4732

www.personalfinancecompany.com

Citizens National Bank - Trust/ Asset Management Dept.

101 N Maple St, Somerset, KY 42501, USA

+1 (606) 677-1892

www.cnbsomerset.com

Checkered Flag Check Cashing

Burnside, KY 42519, USA

+1 (606) 561-0170

Cornerstone Financial Management Llc

204 Autumn Dr, Greensburg, KY 42743, USA

+1 (270) 932-3282

Central Financial Services of Ky, Inc.

Box 4, 198 Collins Cir, Prestonsburg, KY 41653, USA

+1 (606) 886-0701

www.cfsofky.com

U.S. Bank Branch

406 S 7th St, Mayfield, KY 42066, USA

+1 (270) 247-9494

locations.usbank.com

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