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4.3 7 reviews
Loan agency in Nicholasville, Kentucky

252 Edgewood Dr, Nicholasville, KY 40356, USA
+1 (859) 885-5626
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Feedback about First South Credit Inc?

Here you see the reviews of our customers.

Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Mrs. Flo Reilly

First South Credit Inc applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mrs. Rubye Klocko

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. First South Credit Inc in Nicholasville seemed to me the most efficient.

Dr. Hal Dare

I recommend First South Credit Inc to everyone, I am applying for the second time. Everything is great!

Dewayne Feil

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Nicholasville, Kentucky

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Nicholasville, Kentucky is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First South Credit Inc help take out a loan in Nicholasville, Kentucky?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Nicholasville, ky consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay off the debt on a due date and not only cope with current issues, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Nicholasville, Kentucky

World Finance

544 Conestoga Pkwy Suite 4, Shepherdsville, KY 40165, USA

+1 (502) 543-1550

www.loansbyworld.com

Cynthiana Jewelry and Pawn

101 Cs-1004, Cynthiana, KY 41031, USA

+1 (859) 234-3888

Woodforest Bank

500 W New Cir Rd, Lexington, KY 40511, USA

+1 (859) 225-4044

www.woodforest.com

Advance America

612 N 12th St, Murray, KY 42071, USA

+1 (270) 753-1455

www.advanceamerica.net

German American Bank

303 N Main St, Franklin, KY 42134, USA

+1 (270) 586-4473

germanamerican.com

Planters Bank ATM

208 N Jefferson St, Princeton, KY 42445, USA

+1 (270) 365-1820

www.plantersbankonline.com

Fifth Third Bank & ATM

2051 Pleasant Ridge Dr, Lexington, KY 40509, USA

+1 (859) 543-8396

locations.53.com

ATM (Regions Bank)

4111 Clarks River Rd, Paducah, KY 42003, USA

+1 (800) 734-4667

www.regions.com

Community Trust Bank

254 Cassidy Blvd, Pikeville, KY 41501, USA

+1 (606) 437-0048

www.ctbi.com

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