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4.6 28 reviews
Loan agency in Owensboro, Kentucky

3116 KY-54, Owensboro, KY 42303, USA
+1 (270) 689-9663
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our clients.

Excellent customer service, great workers and flexible payment arrangements!

Elisha Rath

10/10 - would recommend They have the sweetest staff.

Frederik Lind

They are super friendly and work with you!

Miss Bridgette Nienow DDS

The young lady had a good sense of humor and put up with my husband's banter.

Brant Bashirian

Great set of women working there.

Reynold Abbott

Would definitely recommend her to friends and family.

Rashawn Bergnaum I

Will be back next year!!!

Delbert O'Conner IV

Friendly, easy to work with, amazing rates, and free popcorn on Fridays!

Mr. Wilhelm Bernier V

-1 star because cards dont work with google or Samsung pay.

Kasandra Ruecker

I couldn't ask for better People to deal with.

Prof. Preston Murphy

Wonderful people very helpful excellent workers.

Maymie Thompson III

She really is an amazing asset to your company and has alot of patience.

Kristina White

I did my own taxes and I felt confident in my filing preferences.

Olin Stanton

Great service and great people to work with!!!

Verla Cummings

I just hate that in order to do the right thing it costs so much money.

Michelle Wuckert

The entire staff is always friendly, helpful and "personable".

Shanna Considine DDS

Great place to bank.

Ignacio Leffler

Very nice and helpful employees.

Sigurd Marquardt

Get my money on time early every payday. I love my Rush card

Arne Bogan I

As a repeat very bad service going on here

Dr. Zaria Haley

The customer service agents dont care and really thiscompany is a rip off.

Torrance Padberg III

I ordered some sewing supplies from a local company thru their online site.

Virginie Senger

Fry's / Kroger falsely advertised a sale price, effective for 7 days.

Jimmie Bosco

I am blown away by the type of service that was given.

Prof. Lucie White

Excellent place to work so far!

Prof. Cathrine Yundt

My advice is hire more people who are willing to work, not just street bums.

Mr. Justyn Simonis IV

Communication in there office is horrible.

Dr. Ewald Rosenbaum DDS

They offer a wonderful service at a reasonable price-point.

Mr. Johnny Ondricka V

The staff & owners were just a pleasure to do business with!

Joannie Crist PhD

I would highly recommend their services.

Katelyn Considine DDS

Great place, friendly people.

Mrs. Delphine Heller Sr.

Personable and professional

Brianne Dickens

Overall great experience.

Joan Doyle DDS

Awesome place awesome people definitely know what they're are doing

Bertha Pollich

I would highly recommend Thanks Again for the good work Susan, Cathey Oliver

Malika Langosh

And my soon to be husband got screwd this year.

Archibald Ratke II

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Owensboro, Kentucky

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Owensboro, Kentucky. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Advance America help issue a payday loan in Owensboro, Kentucky?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the form. Payday loans in Owensboro, Kentucky may help enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Owensboro, Kentucky

Independence Bank

1776 N Main St, Madisonville, KY 42431, USA

+1 (270) 824-1476

www.1776bank.com

U.S. Bank Branch

303 Ridgeway Ave, Falmouth, KY 41040, USA

+1 (859) 654-3301

locations.usbank.com

Regions Bank

4111 Clarks River Rd, Paducah, KY 42003, USA

+1 (270) 441-1307

www.regions.com

PNC Bank

1 Carothers Rd, Newport, KY 41071, USA

+1 (859) 261-3500

apps.pnc.com

American Savings Bank fsb

28248 US-23, South Shore, KY 41175, USA

+1 (740) 354-3177

www.asbhawaii.com

Premier Payday Loans & Cash

11317 KY-15, Vicco, KY 41773, USA

+1 (606) 476-2300

www.premiumloans.icu

Century Mortgage a division of Bay Equity Home Loans

9931 Corporate Campus Dr #1000, Louisville, KY 40223, USA

+1 (502) 425-7740

www.bayequityhomeloans.com

City National Bank

9431 US-60, Ashland, KY 41102, USA

+1 (606) 929-9700

www.bankatcity.com

Edward Jones - Financial Advisor: Theo Williamson, AAMS®

227 A 3rd St, Henderson, KY 42420, USA

+1 (270) 826-0553

www.edwardjones.com

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