Bad Credit Loans Payday Loans Review

Loan agency in Owensboro, Kentucky

Organization owner?

3601 Frederica St, Owensboro, KY 42301, USA

+1 (214) 717-4297

What people think about Bad Credit Loans?

Below you read some of the opinions of our clients.

I always use Bad Credit Loans when it need a payday loan. The application process is hassle-fee. No complaints.

Myriam Runolfsson

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it early. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!

Mrs. Simone Koss

Thanks!! The money were deposited to my bank account as promised – within 3 hours. I closed the debt in a timely manner and had no problems. The process is hassle-free and legit. Be a responsible customer and you will have no troubles.

Vernice Sporer

Many thanks to Bad Credit Loans. I recently had some issues with repaying my mortgage and they approved me for a payday loan. Best company! Managed to cover my debts and signed with relief.

Agnes Mayer II

Important

The previous three items describe a precise company. But below you can find common details about payday loans.

Payday Loans in Owensboro, Kentucky

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Owensboro, Kentucky. The APR will be set individually for each client and will depend on the personal details the borrower entered.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.