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3 2 reviews

2800 Tamarack Rd, Owensboro, KY 42301, USA
+1 (270) 689-0845
www.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about Us Bank?

Here you read the feedback of our customers.

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Us Bank in Owensboro seemed to me the most reliable.

Orrin Sipes

Thanks to Us Bank for helping when money is urgently required. I have been applying to this service for more than one year and everything is always honest, without hidden charges.

Dr. Geraldine Harris

I'm not ashamed to borrow money from Us Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Alessandra Kulas V

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to use Us Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Zane Kuhic

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Aaliyah Dach DDS

Pay Attention

Above-specified info provides the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Owensboro, Kentucky

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Owensboro, Kentucky is taken out easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Us Bank help issue a payday loan in Owensboro, Kentucky?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lender process many aspects such as financial abilities to approve the form. Cash advance in Owensboro, Kentucky may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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