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4.6 9 reviews
Loan agency in Owensboro, Kentucky

303 E 14th St SUITE #6, Owensboro, KY 42303, USA
+1 (270) 683-6727
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

What people think about Owensboro Financial Services?

Below you get acquainted with some of the opinions of our customers.

Great people willing to work with you.

Miss Amber Stamm DDS

I'm a customer and this is not customer service at all.

Mrs. Noemie Lindgren II

Best loan company I have ever used!

Dr. Theodora Pfannerstill

Pay Attention

Above there is information about a definite company. Below you can see common characteristics of payday loans.

Payday Loans in Owensboro, Kentucky

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Owensboro, Kentucky. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in a timely manner.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Owensboro, Kentucky

Quik Cash Pawn

2016 Russellville Rd, Bowling Green, KY 42101, USA

+1 (270) 781-1186

Limestone Bank

1006 W Main St, Glasgow, KY 42141, USA

+1 (270) 651-3543

www.limestonebank.com

LendNation

760 Campbell Ln #104, Bowling Green, KY 42104, USA

+1 (270) 846-1730

www.lendnation.com

PNC Bank

1309 US-127 S, Frankfort, KY 40601, USA

+1 (502) 223-2897

apps.pnc.com

Fifth Third Bank & ATM

1005 US Highway 27 South, Cynthiana, KY 41031, USA

+1 (859) 234-0145

locations.53.com

Hometown Bank Inc

222 Corbin Center Dr, Corbin, KY 40701, USA

www.ahometownbank.com

Metro Employees Credit Union

1306 Versailles Rd UNIT 140, Lexington, KY 40504, USA

+1 (859) 258-3990

www.metroemployeescu.org

First & Farmers National Bank

14 W French Ave, Burnside, KY 42519, USA

+1 (606) 677-2240

www.firstandfarmers.com

Security Bank & Trust Co

1 W 2nd St, Maysville, KY 41056, USA

+1 (606) 564-3304

securitybankandtrustmaysvilleky.com

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