Hometown Mortgage of Ky Payday Loans Review

Loan agency in Owingsville, Kentucky

Organization owner?

41 E Main St, Owingsville, KY 40360, USA

+1 (606) 674-8289

What people think about Hometown Mortgage of Ky?

Below you get acquainted with some of the opinions of our clients.

I applied for the first loan in my life, was approved the next day despite the fact that I had debts already. I repaid it on time. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!

Janet Lynch

I am a regular client of Hometown Mortgage of Ky. It is very simple to apply via the net. The interest rate was affordable. Their employees always help quickly.

Dr. Kolby Okuneva I

A couple of days ago I urgently needed cash to pay for a wedding. I submitted an application form via the website of Hometown Mortgage of Ky. I entered the basic personal information. No phone calls. The requested loan was approved within 15 minutes. The money was transferred to my bank account the next day. Fantastic lender!

Kenton Blick V

I was embarrassed to borrow from my family so I decided to apply for a cash advance via Hometown Mortgage of Ky. Found them on the net and the user reviews were positive I have already applied 3 times and every time I was eligible within an hour. Very nice.

Mrs. Violet Metz III

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Owingsville, Kentucky

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Owingsville, Kentucky. The APR will be set specifically for each client and will depend on the personal data the applicant provided.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Owingsville, ky welcome borrowers with poor credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within several hours.

To get approved for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.