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5 reviews
Loan agency in Paintsville, Kentucky

722 Broadway St, Paintsville, KY 41240, USA
+1 (606) 789-2100

Feedback about Cash Advance Centers of KY?

Here you read the reviews of our clients.

I suffered a displeasing situation in my life. I emergenctly required extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Sydni Crist

I took out a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.

Prof. Mallie Hoppe

A good payday lender. The company quickly processed the application and deposited the funds to my credit card.

Cyril Funk Jr.

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Paintsville, Kentucky

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Paintsville, Kentucky is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates you will get.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Cash Advance Centers of KY help take out a loan in Paintsville, Kentucky?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Paintsville, ky will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Paintsville, Kentucky

U.S. Bank Branch

9905 Dixie Hwy, Louisville, KY 40272, USA

+1 (502) 937-8965

locations.usbank.com

Kroger Money Services

810 Indian Mound Dr, Mt Sterling, KY 40353, USA

+1 (859) 497-4314

moneyservices.kroger.com

Independence Bank

614 Henton St, Livermore, KY 42352, USA

+1 (270) 278-2351

www.1776bank.com

Autotruck Financial Credit Union

1475 Campbell Ln, Bowling Green, KY 42104, USA

+1 (270) 781-4365

www.autotruckfcu.org

L&N Federal Credit Union

822 Donaldson Hwy, Erlanger, KY 41018, USA

+1 (859) 283-5115

www.lnfcu.com

Farm Credit Mid-America

1201 Providence Pl Pkwy #150, Lexington, KY 40511, USA

+1 (859) 254-2741

e-farmcredit.com

Bowling Green Finance

1355 Veterans Memorial Ln, Bowling Green, KY 42101, USA

+1 (270) 781-0577

www.bowlinggreenfinance.com

The Cecilian Bank

76 Public Square, Leitchfield, KY 42754, USA

+1 (270) 259-3127

www.thececilianbank.com

Met Life Home Loans

332 15th St, Ashland, KY 41101, USA

+1 (606) 324-0391

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