Welcome to Our Online Loan Referral Service

4.3 3 reviews

9101 US-42, Prospect, KY 40059, USA
+1 (502) 228-2755
www.republicbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1999-02-17

Mailing Address

KY, United States

Company Name

Republic Bank & Trust

Republic Bank & Trust

Contact Data

Feedback about Republic Bank?

Here you grapple with the feedback of our customers.

Disappointed! Was declined to take out $1,000. Only $400 was approved.

Brice Hamill

I contacted Republic Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Marisol Orn

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Prospect, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Prospect, New York is issued simply and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Republic Bank help issue a loan in Prospect, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Prospect, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Prospect, Kentucky

Dan's Discount Jewelry & Pawn

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+1 (502) 868-9667

www.firstcash.com

Kroger Money Services

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+1 (606) 864-4311

moneyservices.kroger.com

Cash Express

447 Lexington Rd, Versailles, KY 40383, USA

+1 (859) 879-6265

www.cashexpressllc.com

U.S. Bank Branch

1015 Industry Rd, Lexington, KY 40505, USA

+1 (859) 254-2806

locations.usbank.com

Bluegrass Check Advance and Payday Loans

507 N Main St, Franklin, KY 42134, USA

+1 (270) 586-8233

bluegrasscheckadvance.com

Forcht Bank

117 S Main St, Greensburg, KY 42743, USA

+1 (270) 299-2512

www.forchtbank.com

Cash Express

1801 N Main St, London, KY 40741, USA

+1 (606) 330-0816

www.cashexpressllc.com

J & E Investments

624 N 3rd St # 102, Bardstown, KY 40004, USA

+1 (270) 300-8777

World Finance

118 Marketplace Cir Ste E, Georgetown, KY 40324, USA

+1 (502) 863-0299

www.loansbyworld.com

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