Domain Info
Created Date
1999-02-17
Mailing Address
KY, United States
Company Name
Republic Bank & Trust
Republic Bank & Trust
Contact Data
Feedback about Republic Bank?
Here you grapple with the feedback of our customers.
Disappointed! Was declined to take out $1,000. Only $400 was approved.
Brice Hamill
I contacted Republic Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?
Marisol Orn
Pay Attention
Above-specified info offers the details about a definite lender. Below-specified info is oriented on general information about payday loans.
Payday Loans in Prospect, New York
A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Prospect, New York is issued simply and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.
APR
25% small loan cap
How will Republic Bank help issue a loan in Prospect, New York?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Prospect, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Prospect, Kentucky
U.S. Bank Branch
12212 Shelbyville Rd, Louisville, KY 40243, USA
+1 (502) 244-4446
locations.usbank.com
Check Into Cash
1555 E New Circle Rd Suite 166, Lexington, KY 40509, USA
+1 (859) 266-4048
local.checkintocash.com
Cash Express
311 US-62 suite b & c, Princeton, KY 42445, USA
+1 (270) 365-1708
www.cashexpressllc.com
Your Hometown Federal Credit Union
2338 US-45, Mayfield, KY 42066, USA
+1 (270) 247-6458
www.yourhometownfcu.org
Check Into Cash
120-A Brighton Park Blvd, Frankfort, KY 40601, USA
+1 (502) 695-8360
local.checkintocash.com
