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Loan agency in Providence, Kentucky

2111 Westerfield Dr, Providence, KY 42450, USA
+1 (270) 667-9389
Friday
9:30AM–7PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

What people think about First Choice Finance Co?

Below you read some of the reviews of our clients.

Thanks!! The money were deposited to my bank account as promised – the next day. I repaid the debt on time and had no complaints. The process is fast and legit. Be a responsible person and you will have no troubles.

Mr. Gilberto Orn MD

It decided to rebuild my credit because I had no chances of getting accepted for a mortgage. So I applied for a cash advance via First Choice Finance Co. Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.

Dillan Dare

I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my city charge sky high interest!

Ms. Joelle Pfannerstill IV

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Providence, Rhode Island

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Providence, Rhode Island is are easy to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only consider applying for a cash advance if you are confident that you can afford payments in good time.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Providence, Kentucky

Stock Yards Bank & Trust

12889 W U.S. Hwy 42, Prospect, KY 40059, USA

+1 (502) 222-8423

syb.com

Walmart Money Center

725 Campbellsville Bypass, Campbellsville, KY 42718, USA

+1 (270) 789-0707

www.walmart.com

Best Financial Services Inc

325 E Main St, Campbellsville, KY 42718, USA

+1 (270) 789-3223

U.S. Bank ATM - Houchens

619 S L Rogers Wells Blvd, Glasgow, KY 42141, USA

+1 (800) 872-2657

usbank.com

PNC Bank

1801 KY-192 W, London, KY 40741, USA

+1 (606) 877-4543

apps.pnc.com

East Kentucky Gun and Pawn

1490 S Lake Dr, Prestonsburg, KY 41653, USA

+1 (606) 886-8646

www.facebook.com

Cash Express

Shopping Center, 106 Clay Co, Manchester, KY 40962, USA

+1 (606) 596-0301

www.cashexpressllc.com

Cash Express

N., 318 Main St #4, Owenton, KY 40359, USA

+1 (931) 520-8662

www.cashtn.com

U.S. Bank ATM - Carter Road

1701 Carter Rd, Owensboro, KY 42301, USA

+1 (800) 872-2657

usbank.com

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