Welcome to Our Online Loan Referral Service

4.5 105 reviews

1300 Gibson Bay Dr, Richmond, KY 40475, USA
+1 (859) 623-0838
parkcommunity.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

2004-07-06

Mailing Address

2515 BLANKENBAKER PKWY, LOUISVILLE, KY, 40299-2465, United States

Company Name

Park Community Credit Union

Park Community Credit Union

Contact Data

[email protected]

+1.5028156007

Feedback about Park Community Credit Union?

Here you grapple with the reviews of our customers.

I paid off a car loan. The clerk quickly calculated the pay out total and I wrote her a check. It took from 5-10 minutes. Very convenient!

Kendrick Mann

Park Community has been and is a great place to obtain car loans and I have never had any problems with them. They are great!

Hollis Schiller

Love the location and atmosphere.

Miss Gwendolyn Buckridge III

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Richmond, Massachusetts

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Richmond, Massachusetts are taken out problem-free. The interest percentage is dependent on the borrower's person-related data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

23% small loan cap

How will Park Community Credit Union help take out a loan in Richmond, Massachusetts?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Richmond, ma will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

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Advance America

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+1 (270) 444-6190

www.advanceamerica.net

First Southern National Bank

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Woodforest Bank

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+1 (270) 688-0484

www.woodforest.com

Fredonia Valley Bank

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+1 (270) 388-2265

www.fredoniavalleybank.com

Heights Finance Corporation

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+1 (502) 964-0408

www.heightsfinance.com

Check Advance

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lifedoeshappen.com

U.S. Bank ATM - Walton Kroger

635 Chestnut Dr, Walton, KY 41094, USA

+1 (800) 872-2657

usbank.com

PNC Bank

106 Marketplace Cir, Georgetown, KY 40324, USA

+1 (502) 863-5116

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Lake Chem Community Credit Union

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+1 (270) 395-5945

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