Welcome to Our Online Loan Referral Service

2.5 2 reviews

2013 Lantern Ridge Dr, Richmond, KY 40475, USA
+1 (859) 624-3487
locations.usbank.com
Saturday
9:30AM–2PM
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you find some of the opinions of our customers.

Employees are professional & courteous.

Kristina Kautzer

I was there for over an hour and the guy told me that he cant help me.

Prof. Isaiah O'Conner IV

Pay Attention

The previous three items describe a specific company. But below you can read common details about payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Richmond, Massachusetts. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

23% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Richmond, Kentucky

First Community Bank of the Heartland

10308 KY-80, Fancy Farm, KY 42039, USA

+1 (270) 623-6900

www.fcbheartland.com

First Cash Pawn

Lynnview, KY 40213, USA

Independence Bank

308 US-41, Sebree, KY 42455, USA

+1 (270) 835-9900

www.1776bank.com

Walmart Money Center

589 KY-92, Williamsburg, KY 40769, USA

+1 (606) 549-4075

www.walmart.com

U.S. Bank ATM - Flemingsburg

288a Windsor Ln, Flemingsburg, KY 41041, USA

+1 (800) 872-2657

usbank.com

Citizens Deposit Bank

5230 S Main St, Eminence, KY 40019, USA

+1 (502) 845-5639

www.cdbt.com

Universal Financial Consultant

332 W Broadway #114, Louisville, KY 40202, USA

+1 (502) 585-4898

Check Into Cash

711 12th St Suite 125, Ashland, KY 41101, USA

+1 (606) 325-1640

local.checkintocash.com

Check Into Cash

3525 Frederica St Ste 2, Owensboro, KY 42301, USA

+1 (270) 683-3250

local.checkintocash.com

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