Welcome to Our Online Loan Referral Service

3 9 reviews

200 E Main St, Richmond, KY 40475, USA
+1 (859) 623-2548
locations.usbank.com
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
Closed
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the reviews of our clients.

Great service and the more convenient down town bank

Sigurd Langworth

It is a place that has poor service and even poorer service fees.

Dr. Lucinda Hane Jr.

Customer service was very nice.

Yesenia Lesch

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Richmond, Massachusetts

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Richmond, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

23% small loan cap

How will U.S. Bank Branch help take out a loan in Richmond, Massachusetts?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Richmond, ma consider this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only handle current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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