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4.5 24 reviews
Loan agency in Richmond, Kentucky

620 Big Hill Ave #2, Richmond, KY 40475, USA
+1 (859) 625-0555

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South Carolina, United States

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Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Some of the Best Folks I've ever met! They are so nice, respectful and very helpful! I recommend this place for anyone needing an Payday Advance!

Boris O'Reilly

Best thing about this place is the people.

Larry Douglas PhD

Easy parking and fast service.

Adalberto Block

Miss Sherrie has always been Very helpful, friendly yet business oriented....I have never gotten a negative feeling from any staff members....would recommend Advance Ame

Mr. Charley Monahan II

Great customer service! I pay my car payment there and also have one of the Netspend cards. They are always willing to help me out if I have questions or concerns. Easy …

Milton Kiehn

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Richmond, Massachusetts

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Richmond, Massachusetts are taken out easily. The interest rate is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.


23% small loan cap

How will Advance America help take out a loan in Richmond, Massachusetts?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Richmond, Kentucky

Advance America

14949 US-25E Scenic Ste. 2, Corbin, KY 40701, USA

+1 (606) 258-8148


Commonwealth Bank & Trust Co

1402 Evergreen Rd, Anchorage, KY 40223, USA

+1 (502) 259-2040


Cash Express

1309 W Lexington Ave #1, Winchester, KY 40391, USA

+1 (859) 737-5949


Cash Advance Centers of KY

511 W Dixie Ave, Elizabethtown, KY 42701, USA

+1 (270) 765-3000

The Farmers Bank of Milton

41 Ferry St, Milton, KY 40045, USA

+1 (502) 268-5256


Peoples Bank

101 Canewood Center Dr, Georgetown, KY 40324, USA

+1 (502) 206-5001


Checks Etc

650 U.S. 31 W Bypass, Bowling Green, KY 42103, USA

+1 (270) 843-4435


World Finance

300 Sam Walton Dr Ste 1400, Somerset, KY 42501, USA

+1 (606) 678-8131


Walmart Money Center

120 Jill St, Berea, KY 40403, USA

+1 (859) 986-2324