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5 42 reviews
Loan agency in Scottsville, Kentucky

1224 Old Gallatin Rd, Scottsville, KY 42164, USA
+1 (270) 237-3176
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the reviews of our clients.

Super friendly always laughing and smiling great environment

Prof. Wallace Howell V

The service is excellent, along with the employees there.

Dr. Woodrow Beahan

Great customer service with friendly but professional people.

Thomas Gottlieb

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Scottsville, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Scottsville, New York are taken out hassle-free. The interest percentage depends on the borrower's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Advance America help issue a payday loan in Scottsville, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Scottsville, New York. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Scottsville, Kentucky

MoneyGram

1869 N 25th St, Middlesboro, KY 40965, USA

+1 (606) 248-5117

locations.moneygram.com

U.S. Bank ATM - Independence

5262 Madison Pike, Independence, KY 41051, USA

+1 (800) 872-2657

usbank.com

First Community Bank Lewis

13 Garrison Ln, Garrison, KY 41141, USA

+1 (606) 757-2156

First Financial Bank

2862 Frankfort Ave, Louisville, KY 40206, USA

+1 (502) 894-2380

www.bankatfirst.com

Fifth Third Bank & ATM

8100 Burlington Pike, Florence, KY 41042, USA

+1 (859) 283-8222

locations.53.com

Independence Bank

1100 Barret Blvd, Henderson, KY 42420, USA

+1 (270) 869-0505

www.1776bank.com

Citizens National Bank - Nancy Branch

9140 W Hwy 80, Nancy, KY 42544, USA

+1 (606) 636-4390

www.cnbsomerset.com

Forcht Bank

100 First Financial Plaza, London, KY 40741, USA

+1 (606) 864-9500

www.forchtbank.com

Walmart Money Center

1145 Walmart Way, Radcliff, KY 40160, USA

www.walmart.com

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