Welcome to Our Online Loan Referral Service

5 3 reviews

2568 S Hwy 27, Somerset, KY 42501, USA
+1 (606) 492-1800
www.unitedcumberland.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2013-11-26

Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Feedback about United Cumberland Bank?

Here you read the reviews of our customers.

Opened my account less then a year ago and love it.

Preston Bartoletti

Very friendly staff and very helpful too.

Elda Maggio DDS

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Somerset, Massachusetts

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Somerset, Massachusetts is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

23% small loan cap

How will United Cumberland Bank help issue a loan in Somerset, Massachusetts?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lending company review many aspects such as financial capabilities to approve the request. Cash advance in Somerset, Massachusetts may help level up your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Somerset, Kentucky

WesBanco Bank

555 Versailles Rd, Frankfort, KY 40601, USA

+1 (502) 227-1660

locations.wesbanco.com

Anchor Residential Lending

135 E Carlisle St, Marion, KY 42064, USA

+1 (270) 965-9695

Farmers National Bank

101 Shelby Jct Ln, Junction City, KY 40440, USA

+1 (859) 854-5006

www.fnbky.com

Check Into Cash

463 Eastern Bypass, Richmond, KY 40475, USA

+1 (859) 624-5224

local.checkintocash.com

First Southern National Bank

359 Court St, Wickliffe, KY 42087, USA

+1 (270) 335-3181

www.fsnb.net

ABC Finance Co., Inc.

1175 N Main St Unit B, Madisonville, KY 42431, USA

+1 (270) 825-1211

www.abcfinanceonline.com

Cash A Check

733 W Main St, Lebanon, KY 40033, USA

+1 (270) 692-1695

cashacheckky.com

Peoples Exchange Bank

5377 Main St, Clay City, KY 40312, USA

+1 (800) 364-3631

www.pebank.com

Abound Credit Union

3939 S Dixie Blvd, Radcliff, KY 40160, USA

+1 (800) 285-5669

www.aboundcu.com

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