Welcome to Our Online Loan Referral Service

4.8 11 reviews

114 N Walnut St, Upton, KY 42784, USA
+1 (270) 369-7330
www.westpointbank.com
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–3PM
Friday
8AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

2000-05-01

Mailing Address

240 N 1ST ST, IRVINGTON, KY, 40146-9102, United States

Company Name

First Breckinridge Bancshares

First Breckinridge Bancshares

Contact Data

[email protected]

+1.2705472271

+1.9999999999

Feedback about West Point Bank?

Here you read the reviews of our clients.

Very helpful and kind Staff!

Melisa Kerluke

Home town banking at it's best !

Theodore Ratke

We just use the ATM is all.

Dana Eichmann

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Upton, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and fast to issue payday loans in Upton, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will West Point Bank help take out a payday loan in Upton, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial capabilities to approve the form. Payday loans in Upton, New York may help improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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