Welcome to Our Online Loan Referral Service

3 6 reviews

231 S Main St, Versailles, KY 40383, USA
+1 (859) 879-9455
www.citizenscommerce.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1998-08-17

Mailing Address

KY, United States

Company Name

CITIZENS COMMERCE NATIONAL BANK

CITIZENS COMMERCE NATIONAL BANK

Contact Data

What people think about Citizens Commerce Bank?

Below you find some of the reviews of our customers.

Freaking out APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady in the chat was very disrespectful. Not happy. Better explore another loan provider.

Hermina Kassulke

Sky-high APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was disappoiting too. The lady in the chat was very rude. Not satisfied. Better search for another lender.

Dr. Sylvester Rosenbaum Jr.

Crazy interest rate. Had to pay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the office was very impolite. Not happy. Better seek another lender.

Rusty Huel

Freaking out interest rate. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was bad too. The lady on the phone was very rude. Not happy. Better consider another loan provider.

Rod Mraz V

Said I was accepted for a cash advance loan. Have been waiting 4 days, still no money I my account. I think it’s fake.

Jarod Halvorson

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Versailles, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is trouble-free and fast to get accepted for payday loans in Versailles, New York. The interest rate will be set specifically for each case and will depend on the personal details the borrower entered.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments in good time.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

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Regency Finance Company

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Citizens Commerce Bank

231 S Main St, Versailles, KY 40383, USA

+1 (859) 879-9455

www.citizenscommerce.com

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