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4.5 12 reviews

47 Main St, Whitley City, KY 42653, USA
+1 (606) 376-5031

Domain Info

Created Date


Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data



Feedback about United Cumberland Bank?

Here you grapple with the feedback of our customers.

They always go above and beyond to help all their customers.

Adele Wilderman III

Very well respected.

Dashawn Collins

Great service and great people to work with!!!

Trever Kuhn

I just hate that in order to do the right thing it costs so much money.

Braxton Pagac

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Whitley City, Kentucky

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Whitley City, Kentucky is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.


460% APR*

Max Loan


Min Term

Not Specified

Max Term

60 days

How will United Cumberland Bank help take out a loan in Whitley City, Kentucky?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Whitley City, Kentucky. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

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