Hancock Whitney Bank Payday Loans Review

3.7 3 reviews

Organization owner?

29435 S Montpelier Rd, Albany, LA 70711, USA

+1 (800) 448-8812

www.hancockwhitney.com

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST, GULFPORT, MS, 39501-1948, United States

Company Name

Hancock Bank

Contact Data

[email protected]

+1.2288684000

What people think about Hancock Whitney Bank?

Below you get acquainted with some of the reviews of our customers.

Friendly staff and great service.

Peter Turcotte

This place is a joke!

Bryana Schmeler

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Albany, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Albany, New York. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in a timely manner.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.