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5 208 reviews
Loan agency in Baker, Louisiana

248 Main St, Baker, LA 70714, USA
+1 (225) 775-3465
www.advanceamerica.net
Friday
(Good Friday)
9AM–7PM
Hours might differ
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our customers.

Great customer service...Best payday loan company!

Elton Hermann

Ms. Linda was extremely friendly and helpful. She was patient with me and went above and beyond to get me the help I needed with a payday loan. Will definitely be back …

Mrs. Joannie Rice DVM

… had the most amazing experience. In Louisiana most payday loan companies employees don’t open up beyond the normal conversation with a client. But I have found over the …

Kamryn Schulist

Great service, no hassles friendly staff!!

Ms. Mariana Ratke

Great customer service at this location.

Joyce Hackett

Great service, no hassles friendly staff!!

Keshaun King

Great customer service at this location.

Bertrand Haley PhD

Very professional customer oriented, and patient employees.

Torrance Ebert

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Baker, West Virginia

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Problem-free financial products are considered as payday loans in Baker, wv. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Advance America help take out a payday loan in Baker, West Virginia?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Baker, West Virginia. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Baker, Louisiana

First National Bank

310 E Water St, Farmerville, LA 71241, USA

+1 (318) 368-8482

www.theuncommonbank.com

Regions Bank

1316 Sibley Rd, Minden, LA 71055, USA

+1 (318) 299-6560

www.regions.com

MoneyGram

400 Georgia Ave #8, Bogalusa, LA 70427, USA

+1 (985) 730-7330

locations.moneygram.com

Thrifty Loans LLC

3000 E Texas St, Bossier City, LA 71111, USA

+1 (318) 752-9191

thriftyloans.us

Quick Cash Loan & Jewelry

734 Airline Hwy, Baton Rouge, LA 70805, USA

+1 (225) 615-8380

quickcashloanandjewelrybtnrgela.com

Crescent Bank & Trust

4870 Bluebonnet Blvd, Baton Rouge, LA 70809, USA

+1 (800) 291-6336

Advance America

3148 Ambassador Caffery Pkwy #102, Lafayette, LA 70506, USA

+1 (337) 984-6142

www.advanceamerica.net

Title & Payday Loans

New Orleans, LA 70113, USA

Magee Financial

414 N Columbia St, Bogalusa, LA 70427, USA

+1 (985) 735-8267

www.mageefinancial.com

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