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Feedback about Jefferson Financial Federal Credit Union?
Here you see the reviews of our customers.
This place has by far the worse customer service I’ve ever seen.
Izabella Kulas
My homeowner's insurance has always been paid directly from JFCU.
Prof. Bella Feeney
There are no listed email addressed or telephone numbers online.
Brianne Blanda
Pay Attention
Further there will be shown the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific elements.
Payday Loans in Baton Rouge, Louisiana
A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.
Such financial products as payday loan in Baton Rouge, Louisiana is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Jefferson Financial Federal Credit Union help issue a loan in Baton Rouge, Louisiana?
- Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to card. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive answer counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Then a borrower should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Baton Rouge, Louisiana. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in Baton Rouge, Louisiana
Essential Federal Credit Union
21925 LA-1, Plaquemine, LA 70764, USA
+1 (225) 353-8238
www.essentialfcu.org
Mariner Finance
2108 W Thomas St ste d, Hammond, LA 70401, USA
+1 (985) 467-5743
www.marinerfinance.com
