Feedback about Bayou State Credit Inc?
Here you see the reviews of our clients.
Bayou State Credit Inc applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Harmon Kuhn
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Mrs. Kathryn Lind V
Not the first time I use Bayou State Credit Inc. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.
Ernie Daugherty
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.
Santos Harber
Pay Attention
Above-specified info offers the details about a certain lender. Below-defined info is devoted to common information about payday loans.
Payday Loans in Baton Rouge, Louisiana
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is easy and fast to issue loans in Baton Rouge, Louisiana. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Bayou State Credit Inc help issue a payday loan in Baton Rouge, Louisiana?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Baton Rouge, Louisiana. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit history.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Baton Rouge, Louisiana
Republic Finance
14296 W University Ave # F, Hammond, LA 70401, USA
+1 (985) 345-7800
locations.republicfinance.com
Sabine State Bank and Trust Company
2087 Obrie St, Zwolle, LA 71486, USA
+1 (318) 645-6147
www.sabinebank.com
Sabine State Bank and Trust Company
5769 LA-1, Natchitoches, LA 71458, USA
+1 (318) 352-0055
www.sabinebank.com
World Finance
941 S Lewis St Ste D, New Iberia, LA 70560, USA
+1 (337) 365-6377
www.loansbyworld.com
