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Here you see the reviews of our clients.
Bayou State Credit Inc applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Harmon Kuhn
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Mrs. Kathryn Lind V
Not the first time I use Bayou State Credit Inc. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.
Ernie Daugherty
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.
Santos Harber
Pay Attention
Above-specified info offers the details about a certain lender. Below-defined info is devoted to common information about payday loans.
Payday Loans in Baton Rouge, Louisiana
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is easy and fast to issue loans in Baton Rouge, Louisiana. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Bayou State Credit Inc help issue a payday loan in Baton Rouge, Louisiana?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Baton Rouge, Louisiana. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit history.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Baton Rouge, Louisiana
Pelican State Credit Union
1600 N Bertrand Dr, Lafayette, LA 70506, USA
+1 (337) 261-1151
www.pelicanstatecu.com
American First Financial Services
135 Croydon Ave b, Baton Rouge, LA 70806, USA
+1 (225) 928-7851
www.americanfirstla.com
Neighbors Federal Credit Union
Casa Loma Plaza, 4181 La Hwy 1 S, Port Allen, LA 70767, USA
+1 (225) 819-2178
www.neighborsfcu.org
Jeff Miller - Regions Bank
1253 Gause Blvd, Slidell, LA 70458, USA
+1 (985) 788-9275
www.regions.com
