Welcome to Our Online Loan Referral Service

5 2 reviews
Loan agency in Baton Rouge, Louisiana

9930 Florida Blvd ste c, Baton Rouge, LA 70815, USA
+1 (225) 926-6140
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Feedback about Bayou State Credit Inc?

Here you see the reviews of our clients.

Bayou State Credit Inc applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Harmon Kuhn

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Mrs. Kathryn Lind V

Not the first time I use Bayou State Credit Inc. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Ernie Daugherty

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.

Santos Harber

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Baton Rouge, Louisiana

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue loans in Baton Rouge, Louisiana. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Bayou State Credit Inc help issue a payday loan in Baton Rouge, Louisiana?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Baton Rouge, Louisiana. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Baton Rouge, Louisiana

Citizens Finance

800 3rd St B, Kentwood, LA 70444, USA

+1 (985) 229-2700

Sandra's Payday Loans

240 W Mills Ave # 109, Breaux Bridge, LA 70517, USA

Bank of St. Francisville

5700 Commerce St, St Francisville, LA 70775, USA

+1 (225) 635-6397

www.bsf.net

Check Into Cash

2905 Veterans Memorial Dr Suite C, Abbeville, LA 70510, USA

+1 (337) 898-2366

local.checkintocash.com

Easy Access Cash

3004 Paris Rd, Chalmette, LA 70043, USA

Southwest Loan & Insurance Co

801 W University Ave, Lafayette, LA 70506, USA

+1 (337) 232-9944

Citizens Bank & Trust Co of Vivian

120 W Arkansas Ave, Vivian, LA 71082, USA

+1 (318) 375-3217

www.cbtofvivian.com

Advance America

400 Georgia Ave Ste. 8, Bogalusa, LA 70427, USA

+1 (985) 730-7330

www.advanceamerica.net

Hearn's Payday Loans

815 Marion Hwy, Farmerville, LA 71241, USA

+1 (318) 368-6112

www.easyloan.click

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