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4.9 42 reviews
Loan agency in Baton Rouge, Louisiana

3045 Government St, Baton Rouge, LA 70806, USA
+1 (225) 389-9447
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

A caring staff with excellent customer service.

Jan Marvin

The experience and customer service here is extremely incredible.

Prof. Susie McLaughlin

Absolutely love this location!!

Maxine Klein

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Baton Rouge, Louisiana

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue payday loans in Baton Rouge, Louisiana. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Advance America help issue a payday loan in Baton Rouge, Louisiana?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Baton Rouge, la will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Baton Rouge, Louisiana

Walmart Money Center

1379 Homer Rd, Minden, LA 71055, USA

+1 (318) 371-9290

www.walmart.com

Check Into Cash

37200 LA-3089 Ste A, Donaldsonville, LA 70346, USA

+1 (225) 473-3117

local.checkintocash.com

Check Cashers Inc

1430 Weber St Ste A, Franklin, LA 70538, USA

+1 (337) 828-5626

www.checkcashersinc.com

Check Into Cash

307 W Interstate Dr D, Jennings, LA 70546, USA

+1 (337) 824-1593

local.checkintocash.com

Jefferson Financial Federal Credit Union

1520 Westbank Expy, Harvey, LA 70058, USA

+1 (504) 348-2424

www.jeffersonfinancial.org

All-State Credit Plan, LLC

1103 St Mary St, Thibodaux, LA 70301, USA

+1 (985) 447-1601

www.all-statecredit.com

United Mississippi Bank

4257 Carter St, Vidalia, LA 71373, USA

+1 (318) 336-4915

www.unitedms.bank

Cash Cow

1051 Shreveport Barksdale Hwy, Shreveport, LA 71105, USA

+1 (318) 865-0288

Advance America

2965 Cottingham Expy, Pineville, LA 71360, USA

+1 (318) 640-5864

www.advanceamerica.net

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