What people think about Essential Federal Credit Union?
Below you find some of the opinions of our clients.
Great location, with friendly and knowledgeable staff.
Benton Hegmann
Call services severely declined.
Arne Lind
I always get want I need very nice service ❤️
Kaelyn Murray
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Baton Rouge, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to get in Baton Rouge, Louisiana. The entire process is easy. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Baton Rouge, Louisiana
Louisiana Federal Credit Union
350 Belle Terre Blvd, Laplace, LA 70068, USA
+1 (985) 652-4990
www.louisianafcu.org
Advance America
503 S Burnside Ave, Gonzales, LA 70737, USA
+1 (225) 647-8780
www.advanceamerica.net
