Welcome to Our Online Loan Referral Service

5 2 reviews

3545 NW Evangeline Throughway E, Carencro, LA 70520, USA
+1 (337) 565-2924
www.fcfcarencro.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2018-04-17

Mailing Address

14580 FLORIDA BLVD, BATON ROUGE LA, LOUISIANA, 70819, United States

Company Name

BOB CHEDVILLE

Contact Data

[email protected]

+1.5043009112

Feedback about First Consumers Financial of Carencro?

Here you grapple with the reviews of our customers.

I recommend First Consumers Financial of Carencro to everyone, I am applying for the second time. Everything is great!

Athena Schultz III

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Prof. Reynold Gleason

I'm not ashamed to borrow money from First Consumers Financial of Carencro, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Savion Dietrich

Thanks to the team of First Consumers Financial of Carencro. Fast solution of the arisen issues, quick decision on the cash advance. I definitely recommend this company.

Dr. Joelle Langworth V

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Carencro, Louisiana

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and fast to take out payday loans in Carencro, Louisiana. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Consumers Financial of Carencro help take out a loan in Carencro, Louisiana?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Carencro, la will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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