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5 2 reviews
Loan agency in De Ridder, Louisiana

1612 N Pine St, DeRidder, LA 70634, USA
+1 (337) 462-1000
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

What people think about Universal Finance?

Below you get acquainted with some of the reviews of our clients.

I contacted Universal Finance for help. Everything was done very fast. Had the funds in my account the next evening. Employees are very understading. Best experience!

Prof. Claudia Ullrich

They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Lavern Romaguera III

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Deridder, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Deridder, Louisiana. The APR will be set specifically for each client and will depend on the personal data the applicant entered.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can rescue people who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are certain that you can afford payments punctually.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Deridder, Louisiana

Easy Money EMG

222 Richmond St, Bogalusa, LA 70427, USA

+1 (985) 732-4647

www.easymoneynow.com

Tower Loan

141 N 2nd St, Eunice, LA 70535, USA

+1 (337) 457-4162

www.towerloan.com

Quick Cash

301 W Court St, Winnfield, LA 71483, USA

+1 (318) 628-9600

www.quickcashfin.com

Livingston Parish Credit Union

890 Florida Ave SE, Denham Springs, LA 70726, USA

+1 (225) 664-9103

www.lpfcu.org

Red River Federal Credit Union

5895 N Market St, Shreveport, LA 71107, USA

+1 (903) 735-3000

www.rrfcu.com

Business First Bank

435 Corporate Dr # 102, Houma, LA 70360, USA

+1 (985) 879-7151

www.b1bank.com

Aaa Check Loans

3802 Veterans Blvd, Metairie, LA 70002, USA

Homer Loans & Insurance Inc

413 N Main St, Homer, LA 71040, USA

+1 (318) 927-0039

First Federal Bank of Louisiana

1135 Lakeshore Dr, Lake Charles, LA 70601, USA

+1 (337) 433-3611

www.ffbla.bank

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