Mel's Finance Payday Loans Review

Loan agency in De Ridder, Louisiana

Organization owner?

1711 N Pine St, DeRidder, LA 70634, USA

+1 (337) 463-6098

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–1:30PM

Thursday

10AM–5PM

Friday

9AM–5:30PM

What people think about Mel's Finance?

Below you get acquainted with some of the opinions of our clients.

Many thanks to Mel's Finance. I recently had some problems with repaying my auto loan and they approved me for a payday loan. Best company! Managed to cover my issues and signed with relief.

Demarco Gleason

They approve applicants urgently and transfer funds the next day. But be careful – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Mr. Malachi Hackett DVM

I needed $800 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of financial institutions on the Internet. Mel's Finance is the most legit company in Deridder.

Joshuah Walter

Important

The previous three items charactirize a certain lending service. But below you can find common details about payday loans.

Payday Loans in Deridder, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is trouble-free and fast to get accepted for payday loans in Deridder, Louisiana. The interest rate will be set individually for each person and will depend on the personal data the consumer filled in.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit score. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.